:root{--bg:#f7f4ee;--paper:#fffdf9;--card:#fff;--line:#e6dfd2;--line2:#d4cbbb;--ink:#22262b;--ink2:#3a4148;--muted:#5f676f;--acc:#2457a0;--acc-d:#1a457f;--acc-l:#ebf1f9;--acc-m:#c9d9ee;--sand:#f2e7d3;--sand-d:#e6d4b3;--ok:#1d6a44;--ok-l:#eef7f1;--err:#b3261e;--r:14px;--serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:12px}
body{margin:0;font:17.5px/1.65 var(--sans);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
a{color:var(--acc);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--acc-d);text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--acc);outline-offset:3px;border-radius:6px}
h1,h2,h3{line-height:1.2;color:var(--ink);letter-spacing:-.012em}
h1,h2{font-family:var(--serif);font-weight:700}
h1{font-size:clamp(1.9rem,6.4vw,2.8rem);margin:.25em 0 .45em;letter-spacing:-.018em}
h2{font-size:clamp(1.38rem,4.2vw,1.72rem);margin:1.9em 0 .55em}
h3{font-size:1.1rem;margin:1.4em 0 .35em}
p,ul,ol{margin:0 0 1em}
li{margin:.3em 0}
img,svg{max-width:100%}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:9}
.skip:focus{left:8px}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
/* header */
.site-h{background:var(--paper);border-bottom:1px solid var(--line)}
.site-h .wrap{display:flex;align-items:center;gap:14px;min-height:66px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:750;font-size:1.2rem;letter-spacing:-.02em}
.brand svg{width:34px;height:34px;flex:none}
.brand b{color:var(--acc);font-weight:750}
.nav{display:flex;gap:2px;margin-left:auto;align-items:center;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;order:2}
.nav::-webkit-scrollbar{display:none}
.nav a{white-space:nowrap;text-decoration:none;color:var(--ink2);padding:9px 11px;border-radius:999px;font-size:.95rem;font-weight:600}
.nav a:hover,.nav a[aria-current]{background:var(--acc-l);color:var(--acc-d)}
a.hcta{order:3;white-space:nowrap;text-decoration:none;background:var(--acc);color:#fff;padding:10px 16px;border-radius:999px;font-size:.95rem;font-weight:700;box-shadow:0 1px 0 rgba(0,0,0,.06)}
a.hcta:hover{background:var(--acc-d);color:#fff}
@media (max-width:760px){.site-h .wrap{gap:2px 8px;padding-top:10px;justify-content:space-between;min-height:0}.brand{order:1;font-size:1.12rem}.brand svg{width:30px;height:30px}a.hcta{order:2;padding:9px 14px;font-size:.9rem}.nav{order:3;width:calc(100% + 40px);margin:6px -20px 0;padding:0 14px 8px;gap:2px;-webkit-mask-image:linear-gradient(90deg,#000 86%,transparent);mask-image:linear-gradient(90deg,#000 86%,transparent)}.nav a{padding:7px 10px;font-size:.9rem}}
.crumbs{font-size:.86rem;color:var(--muted);margin:18px 0 0;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:4px}
.crumbs li:not(:last-child)::after{content:"›";margin-left:6px;color:#a49b8c}
.crumbs a{color:var(--muted)}
main{display:block;padding-bottom:44px}
.layout{display:grid;gap:36px;grid-template-columns:minmax(0,1fr)}
@media (min-width:1020px){.layout.has-aside{grid-template-columns:minmax(0,1fr) 360px}.aside-in{position:sticky;top:18px}}
/* reading */
.prose{max-width:700px}
.prose>p,.prose>ul,.prose>ol,article.prose p,article.prose li{font-size:1.04rem;line-height:1.72}
.prose ul,.prose ol{padding-left:1.25em}
.prose li::marker{color:var(--acc)}
.lead{font-size:1.1rem;color:var(--ink2)}
.meta{font-size:.9rem;color:var(--muted);margin:-.1em 0 1.3em}
.answer{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;margin:0 0 1.5em;font-size:1.06rem;box-shadow:0 1px 2px rgba(60,45,20,.04);position:relative}
.answer::before{content:"";position:absolute;left:0;top:14px;bottom:14px;width:4px;border-radius:0 4px 4px 0;background:var(--acc)}
.answer p:last-child{margin:0}
.answer .lbl{display:block;font-size:.76rem;text-transform:uppercase;letter-spacing:.09em;color:var(--acc-d);font-weight:800;margin-bottom:6px}
.box{background:var(--sand);border:1px solid var(--sand-d);border-radius:var(--r);padding:18px 20px 8px;margin:1.8em 0}
.box h2,.box h3{margin-top:0;font-size:1.18rem}
.box.teal{background:var(--acc-l);border-color:var(--acc-m)}
.note{background:#f0ece4;border-radius:12px;padding:13px 16px;font-size:.94rem;color:var(--ink2)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px}
.grid{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.grid .card h3{margin:0 0 .3em;font-size:1.08rem}
.grid .card p{margin:0;color:var(--muted);font-size:.95rem;line-height:1.55}
a.card{text-decoration:none;color:inherit;display:block;transition:border-color .15s,box-shadow .15s,transform .15s}
a.card:hover{border-color:var(--acc-m);box-shadow:0 6px 18px rgba(36,87,160,.10)}
a.card h3{color:var(--acc-d)}
a.card h3::after{content:"\00a0→";color:var(--acc);font-weight:600}
/* home hero */
.hero{background:var(--paper);border-bottom:1px solid var(--line);padding:34px 0 30px}
.hero .wrap{display:grid;gap:26px;grid-template-columns:minmax(0,1fr)}
@media (min-width:960px){.hero{padding:56px 0 50px}.hero .wrap{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);align-items:center;gap:48px}}
.hero .kicker{color:var(--acc-d)}
.hero h1{margin-top:.1em;max-width:15em}
.hero p.hl{font-size:1.1rem;color:var(--ink2);max-width:36em}
.hero .btns{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.hero .btns .btn{padding:15px 22px;font-size:1.04rem}
.reassure{display:flex;flex-wrap:wrap;gap:6px 16px;list-style:none;padding:0;margin:14px 0 0;font-size:.92rem;color:var(--muted)}
.reassure li{margin:0;display:flex;align-items:center;gap:6px}
.reassure li::before{content:"";width:16px;height:16px;flex:none;border-radius:50%;background:var(--ok-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 8.2l2.3 2.3 4.7-4.9' fill='none' stroke='%231d6a44' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.keyfacts{background:var(--bg);border:1px solid var(--line);border-radius:18px;padding:8px 18px;margin:0;list-style:none}
.keyfacts li{display:grid;grid-template-columns:62px 1fr;gap:14px;align-items:center;padding:14px 0;border-bottom:1px solid var(--line);margin:0}
.keyfacts li:last-child{border:0}
.keyfacts b{font-family:var(--serif);font-size:1.55rem;color:var(--acc-d);line-height:1;text-align:center}
.keyfacts b small{display:block;font-family:var(--sans);font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-top:4px}
.keyfacts span{font-size:.97rem;line-height:1.45;color:var(--ink2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--acc);color:#fff;border:0;border-radius:12px;padding:13px 20px;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;line-height:1.2;min-height:48px}
.btn:hover{background:var(--acc-d);color:#fff}
.btn.alt{background:var(--card);color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line2)}
.btn.alt:hover{background:#f3efe7;color:var(--ink)}
.btn.gold{background:var(--acc);color:#fff}
.btn.gold:hover{background:var(--acc-d);color:#fff}
.btn:disabled{opacity:.65;cursor:wait}
.journeys{margin-top:8px}
.journeys h2{margin-top:1.2em}
.journeys .grid{grid-template-columns:repeat(auto-fill,minmax(290px,1fr))}
.section{padding:26px 0 6px}
.kicker{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;font-weight:800;color:var(--acc-d);margin:0 0 6px}
table{border-collapse:collapse;width:100%;margin:0 0 1.2em;font-size:.95rem;background:#fff;border-radius:10px;overflow:hidden}
th,td{border:1px solid var(--line);padding:9px 11px;text-align:left;vertical-align:top}
th{background:#f3eee5}
.tablewrap{overflow-x:auto}
.sources{font-size:.92rem}
.sources h2{font-size:1.2rem}
.sources li{margin:.35em 0}
.related ul{padding-left:1.1em}
/* forms */
.formcard{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px 20px 20px;box-shadow:0 10px 30px rgba(60,45,20,.07),0 1px 2px rgba(60,45,20,.05)}
.formcard>h2{margin:0 0 .3em;font-size:1.4rem}
.formcard .sub{color:var(--muted);font-size:.95rem;margin-bottom:.9em;line-height:1.5}
.fmeta{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 14px;padding:0;list-style:none}
.fmeta li{margin:0;font-size:.8rem;font-weight:700;color:var(--acc-d);background:var(--acc-l);border-radius:999px;padding:4px 10px}
.fprog{display:flex;align-items:center;gap:10px;margin:0 0 16px;font-size:.82rem;color:var(--muted)}
.fprog .bar{flex:1;height:6px;background:#efe9de;border-radius:99px;overflow:hidden}
.fprog .bar i{display:block;height:100%;width:0;background:var(--acc);border-radius:99px;transition:width .25s}
.fprog.done .bar i{background:var(--ok)}
.fprog .txt{white-space:nowrap;font-variant-numeric:tabular-nums}
fieldset.fs{border:0;margin:0 0 6px;padding:0;min-width:0}
fieldset.fs+fieldset.fs{border-top:1px solid var(--line);padding-top:18px;margin-top:8px}
fieldset.fs legend{float:left;width:100%;display:flex;align-items:center;gap:10px;font-weight:750;font-size:1.02rem;color:var(--ink);padding:0;margin:0 0 12px}
.sn{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:50%;background:var(--acc);color:#fff;font-size:.82rem;font-weight:800;flex:none}
.f{margin:0 0 14px}
.f label,.f .lab{display:block;font-weight:650;font-size:.95rem;margin-bottom:6px;color:var(--ink)}
.f .opt{font-weight:400;color:var(--muted);font-size:.88rem}
input[type=text],input[type=tel],input[type=email],input[type=date],input[type=number],select,textarea{width:100%;font:inherit;font-size:17px;min-height:52px;padding:12px 14px;border:1.5px solid var(--line2);border-radius:12px;background:#fff;color:var(--ink);-webkit-appearance:none;appearance:none}
select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%235f676f' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") right 14px center/12px no-repeat;padding-right:38px}
input[type=date]{display:block}
textarea{min-height:104px;resize:vertical;line-height:1.5}
input:focus,select:focus,textarea:focus{border-color:var(--acc);outline:3px solid rgba(36,87,160,.18);outline-offset:0}
input::placeholder,textarea::placeholder{color:#9a958c}
.row2{display:grid;gap:0 12px;grid-template-columns:1fr}
@media (min-width:560px){.full .row2{grid-template-columns:1fr 1fr}}
.radios{display:flex;gap:8px;flex-wrap:wrap}
.radios label{flex:1 1 0;min-width:84px;display:flex;align-items:center;justify-content:center;gap:8px;border:1.5px solid var(--line2);border-radius:12px;min-height:52px;padding:10px 12px;font-weight:600;cursor:pointer;margin:0;background:#fff;color:var(--ink)}
.radios label:has(input:checked){border-color:var(--acc);background:var(--acc-l);color:var(--acc-d);box-shadow:inset 0 0 0 1px var(--acc)}
.radios input{margin:0;width:20px;height:20px;accent-color:var(--acc)}
.more{border:1.5px dashed var(--line2);border-radius:12px;padding:0 14px;margin:0 0 14px}
.more summary{cursor:pointer;font-weight:650;font-size:.95rem;color:var(--acc-d);min-height:50px;display:flex;align-items:center;list-style:none}
.more summary::-webkit-details-marker{display:none}
.more summary::before{content:"+";display:inline-flex;width:22px;height:22px;border-radius:50%;background:var(--acc-l);align-items:center;justify-content:center;margin-right:10px;font-weight:800}
.more[open] summary::before{content:"–"}
.more[open]{padding-bottom:4px}
.f label.consent,.consent{font-weight:400;display:flex;gap:12px;align-items:flex-start;font-size:.84rem;line-height:1.5;color:var(--ink2);margin:0 0 4px;background:var(--bg);border:1.5px solid var(--line);border-radius:12px;padding:14px;cursor:pointer}
.consent:has(input:checked){border-color:var(--acc-m);background:var(--acc-l)}
.consent input{width:24px;height:24px;flex:none;margin:0;accent-color:var(--acc)}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.ferr{color:var(--err);font-size:.86rem;margin-top:6px;font-weight:600}
.invalid{border-color:var(--err)!important}
.formcard button[type=submit]{width:100%;min-height:56px;font-size:1.08rem;border-radius:14px;margin-top:6px}
.formmsg{font-size:.92rem;margin:8px 0 0}
.formmsg:empty{margin:0}
.formmsg.err{color:var(--err);font-weight:600}
.privnote{font-size:.84rem;line-height:1.5;color:var(--ink2);margin:14px 0 0;padding-left:28px;position:relative}
.privnote::before{content:"";position:absolute;left:0;top:1px;width:18px;height:18px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Crect x='3.5' y='8' width='11' height='8' rx='2' fill='none' stroke='%232457a0' stroke-width='1.6'/%3E%3Cpath d='M6 8V6a3 3 0 0 1 6 0v2' fill='none' stroke='%232457a0' stroke-width='1.6'/%3E%3C/svg%3E") center/18px no-repeat}
.fine{display:block;font-size:.78rem;color:var(--muted);line-height:1.5;margin:10px 0 0}
.attyhint{display:none;background:var(--sand);border-radius:10px;padding:10px 12px;font-size:.88rem;margin-top:8px}
.thanks{background:var(--ok-l);border:1px solid #b9dcc7;border-radius:16px;padding:18px 20px}
.thanks h2{margin-top:0;color:var(--ok);font-size:1.4rem}
.thanks .ref{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:#fff;border:1px dashed #87c6a4;border-radius:6px;padding:1px 7px}
.thanks ol{padding-left:1.2em}
.thanks .details-step{background:#fff}
/* tools */
.tool{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px;margin:1.6em 0}
.tool h2,.tool h3{margin-top:0}
.tool .out{margin-top:14px;background:var(--acc-l);border-radius:12px;padding:14px 16px;display:none}
.tool .out.on{display:block}
.tool .big{font-size:1.6rem;font-weight:800;color:var(--acc-d);font-family:var(--serif)}
.tool .math{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.86rem;white-space:pre-wrap;color:var(--ink2)}
.tool .est{font-size:.8rem;color:var(--muted);margin:10px 0 0}
.dl{list-style:none;padding:0;margin:0}
.dl li{border-bottom:1px solid var(--acc-m);padding:8px 0}
.dl li:last-child{border:0}
.dl b{display:block}
.past{color:var(--err)}
/* directory */
.stats{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 1.2em}
.stat{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:10px 14px;min-width:140px}
.stat b{display:block;font-size:1.45rem;color:var(--acc-d);line-height:1.1;font-family:var(--serif)}
.stat span{font-size:.85rem;color:var(--muted)}
.office{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;margin:0 0 10px}
.office h3{margin:0 0 4px}
.office p{margin:0;font-size:.95rem}
.filters{display:flex;flex-wrap:wrap;gap:10px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:12px;margin:0 0 12px}
.filters input[type=search]{flex:1 1 220px;font:inherit;font-size:17px;min-height:48px;padding:10px 12px;border:1.5px solid var(--line2);border-radius:12px}
.filters label{font-size:.92rem;display:flex;gap:8px;align-items:center;min-height:40px}
.filters input[type=checkbox]{width:20px;height:20px;accent-color:var(--acc)}
.atty{list-style:none;padding:0;margin:0;background:var(--card);border:1px solid var(--line);border-radius:var(--r)}
.atty li{padding:11px 14px;border-bottom:1px solid #efeae1;margin:0}
.atty li:last-child{border:0}
.atty .n{font-weight:700}
.atty .d{display:block;font-size:.88rem;color:var(--muted)}
.bdg{display:inline-block;font-size:.72rem;font-weight:700;border-radius:999px;padding:1px 8px;margin-left:6px;vertical-align:1px;white-space:nowrap}
.bdg.s{background:var(--sand);color:#6b4a12;border:1px solid var(--sand-d)}
.bdg.es{background:var(--acc-l);color:var(--acc-d);border:1px solid var(--acc-m)}
.pager{display:flex;flex-wrap:wrap;gap:6px;margin:14px 0}
.pager a,.pager span{padding:9px 13px;border:1px solid var(--line);border-radius:10px;background:var(--card);text-decoration:none;font-size:.92rem;min-width:44px;text-align:center}
.pager span{background:var(--acc);color:#fff;border-color:var(--acc)}
.countylist{columns:2 210px;padding:0;list-style:none}
.countylist li{break-inside:avoid;margin:0 0 8px}
/* footer */
.site-f{background:#26292d;color:#cfcac0;font-size:.87rem;line-height:1.6;padding:34px 0 44px;margin-top:34px}
.site-f a{color:#fff}
.site-f .fl{display:flex;flex-wrap:wrap;gap:8px 18px;margin:0 0 18px;padding:0;list-style:none}
.site-f .fl li{margin:0}
.site-f p{margin:0 0 12px;max-width:900px}
.site-f .adv{color:#fff;font-weight:600;background:rgba(255,255,255,.06);border-radius:10px;padding:12px 14px}
/* Lab. Code §5432(a): at least 12-point roman boldface (16px = 12pt), every page and above the case form submit button */
/* Lab. Code §5432(a): 12pt (16px) roman bold is the legal floor; quiet otherwise (owner, Nov 8 11:22 PM) */
.fraud{font-size:16px!important;font-weight:700!important;font-style:normal!important;line-height:inherit}
.site-f .fraud{color:inherit;margin:12px 0 0}
.draft{display:inline-block;font-size:.8rem;background:#fff4d6;color:#6d4c00;border-radius:6px;padding:2px 8px;margin-bottom:10px}
.toc{font-size:.95rem;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;margin:0 0 1.6em}
.toc b{font-size:.78rem;text-transform:uppercase;letter-spacing:.09em;color:var(--muted)}
.toc ol{margin:.4em 0 0;padding-left:1.25em}
.toc li{margin:.35em 0}
@media print{.site-h nav,.aside,.formcard{display:none}}
.details-step{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin:14px 0}
.details-step h3{margin-top:0}
.details-step label input,.details-step label select,.details-step label textarea{margin-top:6px;font-weight:400}
.checklist li{margin:.45em 0}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:10px;margin:0 0 1.4em}
.steps li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:13px 14px 13px 54px;position:relative;margin:0;line-height:1.5}
.steps li::before{content:counter(s);position:absolute;left:14px;top:12px;width:28px;height:28px;border-radius:50%;background:var(--acc);color:#fff;font-weight:800;font-size:.88rem;display:flex;align-items:center;justify-content:center}
.helpline{display:flex;gap:12px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;font-size:.95rem;margin:1.2em 0}
.helpline b{display:block}
@media (max-width:420px){.wrap{padding:0 16px}.nav{width:calc(100% + 32px);margin:6px -16px 0}.formcard{padding:18px 16px;border-radius:16px}}
fieldset.fs legend+*{clear:both}
.formcard .fmeta{padding:0}
.formcard .fmeta li{font-size:.8rem;line-height:1.4}
@media (max-width:560px){.hero .btns .btn{flex:1 1 100%}.reassure{gap:4px 14px}}
.prose ol.steps,ol.steps{padding-left:0}
.discfirm{font-size:.82rem;line-height:1.45;color:var(--ink2);margin:12px 0;padding:8px 10px;border-left:3px solid var(--muted);background:rgba(0,0,0,.03)}
/* lead-growth run 3 (Nov 8 2026): guide top CTA, phone/tablet only (at >=1020px the form is in the sticky side column) */
.gcta{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin:-.4em 0 1.5em}
.gcta a{display:inline-block;text-decoration:none;background:var(--acc);color:#fff;padding:11px 18px;border-radius:999px;font-weight:700;font-size:1rem}
.gcta a:hover{background:var(--acc-d);color:#fff}
.gcta span{font-size:.9rem;color:var(--muted)}
#case-review{scroll-margin-top:12px}
@media (min-width:1020px){.gcta{display:none}}
@media print{.gcta{display:none}}
/* Nov 8 2026 landing audit: multi-step form (A/B arms with data-ms) + phone sticky CTA (all arms) */
form[data-ms]:not(.ms-on)>fieldset{display:none}
form.ms-on .ms-off{display:none!important}
form.ms-on .fprog,form.ms-on .ms-x,form.ms-on .sn{display:none!important}
.ms-top{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin:0 0 14px}
.ms-back{background:none;border:0;color:var(--acc);font:inherit;font-size:.95rem;font-weight:650;padding:6px 2px;cursor:pointer}
.ms-cnt{font-size:.85rem;font-weight:700;color:var(--muted);margin-left:auto}
.ms-bar{flex:1 0 100%;height:6px;border-radius:99px;background:var(--acc-l);overflow:hidden}.ms-bar i{display:block;height:100%;width:25%;background:var(--acc);transition:width .2s}
.ms-q{font-family:var(--serif);font-weight:700;font-size:1.3rem;line-height:1.25;margin:0 0 4px;color:var(--ink)}
.ms-sub{margin:0 0 12px;color:var(--muted);font-size:.95rem}
.ms-q4{margin-bottom:14px}
.ms-tiles{display:grid;grid-template-columns:1fr;gap:10px}
@media(min-width:560px){.ms-tiles{grid-template-columns:1fr 1fr}}
.ms-t{display:block;width:100%;text-align:left;min-height:54px;padding:13px 16px;border:2px solid var(--line2);border-radius:12px;background:#fff;color:var(--ink);font:inherit;font-size:1.02rem;font-weight:650;line-height:1.3;cursor:pointer}
.ms-t:hover,.ms-t:focus-visible{border-color:var(--acc)}.ms-t[aria-pressed=true]{border-color:var(--acc);background:var(--acc-l)}
.ms-nav{margin:6px 0 4px}.ms-nav .btn{width:100%}.ms-msg{color:var(--err);font-size:.92rem;margin:8px 0 0}
.stickcta{position:fixed;left:12px;right:12px;bottom:max(12px,env(safe-area-inset-bottom));z-index:50;border:0;border-radius:999px;background:var(--acc);color:#fff;font:inherit;font-weight:750;font-size:1.05rem;padding:15px 18px;box-shadow:0 6px 20px rgba(0,0,0,.22);cursor:pointer}
.stickcta[hidden]{display:none}
@media(max-width:900px){body.has-stick{padding-bottom:76px}}
@media(min-width:901px){.stickcta{display:none!important}}
.trust{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:8px}.trust li{margin:0;padding:0 0 0 26px;position:relative;font-size:.95rem;line-height:1.45}.trust li:before{content:"\2713";position:absolute;left:0;top:0;font-weight:800;color:var(--ok)}